Quality ACA Health Coverage Before 65
Affordable Health Insurance for Individuals & Families
Affordable, comprehensive plans through the Affordable Care Act (ACA) for individuals and families under age 65.
If you’re not yet 65, ACA Marketplace health plans are your best path to essential coverage—especially during Open Enrollment. At RightFit Insurance, our Florida-licensed, CMS-certified agents make choosing, applying for, and enrolling in the right ACA plan simple and clear.
GET THE RIGHT FIT
Key Features of ACA Marketplace Plans
What is an ACA Plan?
ACA plans—also known as Marketplace health plans—are designed to provide affordable, high-quality coverage for individuals and families.
Covers Essential Health Benefits
Like doctor visits, prescriptions, emergency care, mental health services, and more.
Affordable Coverage
Many people qualify for premium tax credits and cost-sharing reductions that help lower monthly costs.
Enrollment Made Easy
Open Enrollment runs from November 1 – January 15.
We offer four levels of ACA Plans
Bronze
Lower premiums, higher deductibles. Ideal for those who want coverage for major medical events.
Silver
Balanced coverage with moderate costs. Many people qualify for extra cost-sharing reductions.
Gold
Lower deductibles, higher premiums. Best for those who expect regular medical care.
Platinum
Highest coverage, lowest out-of-pocket costs. Ideal for those who need frequent medical services.
What you can expect
Coverage for Essential Health Benefits
Includes doctor visits, hospital stays, prescription drugs, and preventive care.
No Pre-Existing Condition Exclusions
You cannot be denied coverage or charged more due to your health history.
Subsidies for Lower-Income Families
You may qualify for a plan with a low or $0 monthly premium (based on income and household size).
Preventive Care at No Additional Cost
Most plans cover screenings, vaccinations, and annual check-ups with no copay or deductible.
RightFit Insurance LLC is a licensed insurance agency, not a direct insurer. We offer health, dental, vision, and supplemental plans from multiple carriers. We are not affiliated with HealthCare.gov or any state-based Marketplace.
