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Privacy Policy

Effective Date: 10/01/2024
RightFit Insurance, LLC (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website or use our services. Please read this policy carefully to understand our practices regarding your information.

  1. Information We Collect

We collect both Personally Identifiable Information (PII) and Protected Health Information (PHI) as defined below:

  • PII: Information that can identify an individual, such as name, contact information, Social Security Number, and financial details. PII is provided voluntarily by users when accessing our services.
  • PHI: Any health-related information that includes identifiable details, such as insurance policy details related to medical care or claims.

1.1 Personal Information
We may collect personal information that you voluntarily provide to us, including but not limited to:

  • Full name
  • Contact information (email, phone number, address)
  • Date of birth
  • Social Security Number (if required for insurance purposes)
  • Financial information (e.g., payment details)
  • Insurance policy details

1.2 Non-Personal Information
We may also collect non-personal information about your interaction with our website, including:

  • IP address
  • Browser type and version
  • Pages visited
  • Time spent on the site
  • Cookies and other tracking technologies
  1. How We Use Your Information

We may use the information we collect for the following purposes:

  • To provide you with insurance quotes, products, and services
  • To communicate with you about your policy or account
  • To process payments and claims
  • To improve our website and customer service
  • To comply with legal and regulatory requirements
  1. How We Share Your Information

We do not sell your personal information. However, we may share your information with:

3.1 Insurance Providers
We share your information with third-party insurance companies to provide you with quotes and process your insurance policies.

3.2 Service Providers
We may share your information with trusted third-party service providers who assist us in delivering our services, such as payment processors or IT service providers.

3.3 Legal and Regulatory Compliance
We may disclose your information if required to do so by law or if we believe such action is necessary to:

  • Comply with a legal obligation
  • Protect and defend our rights or property
  • Prevent or investigate possible wrongdoing
  • Protect the personal safety of users or the public
  1. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information, including both PII and PHI, in compliance with HIPAA and CMS.gov regulations. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

We will never ask for your PHI through any unsecure methods, such as email or text messages. You should never provide your PHI on our website unless specifically requested through a secure form or channel.

  1. Cookies and Tracking Technologies

Our website uses cookies to enhance your browsing experience and to ensure the functionality of certain features. These cookies may include essential, performance, functionality, and targeting cookies. By using our website, you consent to the use of cookies in accordance with applicable laws and this Privacy Policy.

You can manage your cookie preferences through our website’s cookie settings tool, which allows you to opt in or out of non-essential cookies. You can also control or disable cookies through your browser settings; however, note that some features of the website may not function properly without cookies.

We will not use cookies to collect sensitive information such as PHI, and we ensure that any data collected through cookies is handled in a secure and compliant manner.

  1. Your Privacy Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

  • The right to access, update, or delete your personal information
  • The right to object to the processing of your information
  • The right to data portability
  • The right to withdraw consent for data processing

To exercise these rights, please contact us using the information provided below.

  1. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party websites. We encourage you to review their privacy policies before providing any personal information.

  1. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date. Your continued use of our services after any changes indicates your acceptance of the revised policy.

  1. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

RightFit Insurance LLC
888-991-6008
info@rightfitplans.com